top 10 payment gateway for ecommerce usa

Payment processor helps in get payment from your clients. It can be service based payment or ecommerce based. Most of them are international payment gateway and usa based company. So if you searching for ecommerce payment gateway for your online payment processors requirment then you must choose any of these following payment gateway. Though earlier cost for payment gateway installation at first as setup cost was take by the payment gateway.Payment gateway provided by bank was the only was to get but long ago paypal change the concept with the zero setup charge policy.

Any ecommerce website required payment gateway for website to get payment using credit card,debot card,netbanking and other like ACH direct Debit. Though there is a option to pay using the cash or card on delivery. But most of the customer not like to purchase using that option and they like to pay using the direct payment. So for any company who like to install the payment gateway to get payment from clients and upword there income was unable to do that for high transaction charge. Paypal and some other quite old payment gateway mostly help to start the business and they only charge only then the payment will come.Most of them have a 3% charge for the payment you received. If you are web developer and like to add these payment gateway then these all payment gateway have their own payment gateway integration kit which cover most of the language , cms like wordpress(woocommerce payment gateways), joomla, php, and java.  Thoroughly follow the process for that and add the code in your website to get payment.

1. PayPal

Setup cost: None

Transactional Fees: PayPal fees are 2.9% to 3.5% of each transaction, plus a fixed fee of 5 cents to 49 cents.

PayPal established in 2002 is currently the most used payment gateway across the US. It accepts International and Multi-currency payments. Brand recognition, Security and Easy setup steps are some of the reasons that Businesses opt for PayPal. Even though it is considered the costliest Gateway service, PayPal is considered most widespread amongst small businesses and startups. The major features of PayPal are that it is available in 203 countries; there are no startup costs, monthly fees (It works on as per transaction service charges). PayPal has a strong antifraud team and it is reported to have frozen multiple suspicious accounts based on their transaction evaluations.

2. Stripe

Setup cost: None

Transactional Fees: 2.9%+30¢ for cards and 0.8% for ACH direct debit

Stripe is considered a tough contender and a fast-growing company soon to catch up with PayPal. Started in 2010, Stripe is valuated to be around $20Billion in such a short span of time. Stripe offers a trial period with delayed payments. There are no refund fees. It is considered to be one of the easiest to setup, integrate and maintain, by the web developers. Unlike PayPal, Stripe payment gateway allows the customers to stay onsite while making the payment, without being redirected to the payment website, hence providing a seamless customer experience. In addition to being compatible with most payment methods, it also accepts cryptocurrencies like Bitcoin. As it is still currently growing, Stripe is available in 21 countries.

3. Bluesnap

Setup cost: None

Transactional Fees: 2.9% + $0.30 per successful card transaction

BlueSnap is the perfect payment gateway that is compatible with every e-commerce mobile app development framework. BlueSnap allows you to make payments across the global form a single account.Optimized payment conversions, along with fraud prevention and risk management, are some of the features BlueSnap offers.BlueSnap makes things possible without changing anything in your eCommerce business. Also, 100+ payment types and e-wallets to reach more global shoppers, 100 shopper currencies, and 17 payout currencies are some other specialties BlueSnap offers to its customers.


Setup cost: None

Transactional Fees: Per transaction 2.9% + 30¢

Monthly gateway charges: $25

Authorize is known for its Developer-friendly API and the flexibility it offers to provide a customized, comfortable user experience. It is considered extremely secure and promotes its advanced fraud detection suite preventing chargebacks and fraudulent transactions. It does not limit the dollar amount of transactions furnishing quick transactions and immediate funds transfer. This payment gateway provides a lot of add-on features, including fraud prevention, and a simple checkout system. The only difference in charging being that it incurs a fixed monthly charge in addition to the transaction fees.

5. WePay

Setup cost: None

Transactional Fees: 2.9% of the total transaction amount and in addition to that $0.30 will be charged for cards.

The cost of processing ACH payments is 1% + $0.30.

WePay is known more for its Crowdfunding services rather than as an e-commerce services provider. WePay’s API and services are more inclined towards crowdfunding portals and are streamlined for that type of payment. It permits the use of Apple Pay and ACH payments which PayPal doesn’t; but a major drawback is that it doesn’t allow PayPal payments. Like PayPal, WePay is a payment aggregator, which leads to a number of frozen accounts based on the transaction assessment algorithms.

6. 2Checkout

Setup cost: None

Transactional Fees: 3.5% + $0.35

2Checkout is one of the lesser known payment gateway services. It accepts payments globally functioning in more than 200 countries and facilitates 80+ currencies. Though it is costlier than its competitors are, it is opted due to its easy integration facilities. There are no monthly or setup fees. Even though it allows international payments its conversion rates are 2-5% higher than average bank rates.

7. Amazon Pay

Setup cost: None

Transactional Fees: in india 2.3% with gst but in usa that currently in hold , not working.

Backed by the huge brand name, Amazon Pay is quickly catching up as the go-to option for Small and Medium Enterprises for hosting payment gateways. The amazon pay merchant account gives you access to a sophisticated fraud protection service. This service is only available in the US, UK, and Germany. It facilitates an onsite checkout option, which enhances the customer experience. Amazon Pay is a simple API driven and has provided multiple solution provider e-commerce platforms with free plugins. Amazon provisions the use of Alexa to engage your shoppers further providing recommendations and improved customer service.

8.Braintree payment Setup cost:

None Transactional Fees: 2.59% + $.49 per transaction (A flat $15 fee is assessed for each chargeback.)

ACH Direct Debit 0.75% per transaction (minimum transactional amount $5) (A $5 return fee is assessed for each transaction returned by the banking network.)

As a PayPal service, there innovative payments technology, scalable solutions, and legendary white-glove support are backed by one of the world’s largest and most trusted fintech brands.Put our extensive knowledge, deep relationships with issuers and financial institutions, and 20+ years of online payments experience to work with.

9. Paysimple

Setup cost: None

Transactional Fees: Fees vary but start at 2.49% plus 32 cents per card transaction.

ACH processing fees : 0.25% plus 69 cents per transaction.

Integrate your e-commerce with PaySimple payment gateway to get the best digital billing services at the lowest price. When the world is hungrily searching for new mobile app development trends, PaySimple offers its customers a quick and straightforward way to transfer money.The gateway is equipped with technologies to enable all kinds of money transactions, including credit cards.Recurring payment collection is yet another feature paySimple has to offer.

10. Payline

Setup cost: None

Transactional Fees: If avg transational amount is higher the charges will be less if product price $25 then charges will be approcimately 3% plus per month $20 cost.Though their website says Online 0.75% + $0.20 per transaction + $20 per month.

Per Month cost: 20$

Payline is yet another payment gateway for eCommerce applications in the USA.This platform allows the user to accept payments in every form, including credit cards.Also, a customized solution exclusively for your business can be created at payline.Payline has a wide range of services under a single roof. Data security and safety are held high for every transaction made.Integrated and fast payment methods will get your business high conversion rates and higher visibility.

Keyword Researching Tools | Web Hosting | VPS Hosting - 60% off | Theme 20% off | Fast server - 70% off


Leave a Reply

Your email address will not be published. Required fields are marked *

Show Buttons
Hide Buttons
error: Content is protected !!