Applications of biometric in Financial and others

Applications of biometric have various scope in various zones like financial, health care, social service,telecommunication  and other.

Applications of biometric

The global reach of the Internet has made the services and products of a company available 24/7, provided the consumer has a user name and password to login. In many cases the consumer may have forgotten his/her user name, password, or both. The consumer must then take steps to retrieve or reset his/her lost or forgotten login information. By implementing a biometric authentication system consumers can opt  to  register their biometric trait or smart card with a company’s business-to-consumer e-commerce environment, which will allow a consumer to access their account and pay for goods and services (e-commerce). In the article of  iris recognition system we already discussed about various contactless bio metric option.

The benefit is that a consumer will never lose or forget his/her user name or password, and will be able to conduct business at their convenience. A biometric authentications system can be applied to areas requiring physical access solutions, such as entry into a building, a room, a safe or it may be used to start a motorized vehicle. Additionally, a biometric authentication system can easily be linked to a computer-based application used to monitor time and attendance of employees as they enter and leave company facilities. In short, contactless biometrics can and do lend themselves to people of all ability levels.


Biometric technologies can be applied to areas requiring logical access solutions, and it can be used to access applications, personal computers, networks, financial accounts, human resource records, the telephone system,  and invoke customized profiles to enhance the mobility of the disabled. In a business-to-business scenario, the biometric authentication system can be linked to the business processes of a company to increase accountability of financial systems, vendors, and supplier transactions; the results can be extremely beneficial.

Biometric technology has the potential to revolutionize the way we interact with technology and provide secure and convenient identification and authentication solutions. However, there are also concerns surrounding its use, particularly in regards to privacy and security. As biometric technology continues to advance and become more widespread, it is important to carefully consider these concerns and ensure that appropriate safeguards are in place to protect individuals’ rights and data.


Some people, especially those with disabilities may have problems with contact biometrics. Not because they do not want to use it, but because they endure a disability that either prevents them from maneuvering into a position that will allow them to make use the biometric or because the biometric authentication system (solution) is not adaptable to the user. For example, if the user is blind a voice biometric may be more appropriate.

BIOMETRIC APPLICATIONS uses in different industries and zone:

Most biometric applications fall into one of nine general categories:

Financial services (e.g., ATMs and kiosks).

Immigration and border control (e.g., points of entry, precleared frequent travelers, passport and visa issuance, asylum cases).

Social services (e.g., fraud prevention in entitlement programs).

Health care (e.g., security measure for privacy of medical records).

Physical access control (e.g., institutional, government, and residential).

Time and attendance (e.g., replacement of time punch card).

Computer security (e.g., personal computer access, network access, Internet use, e-commerce, e-mail, encryption).

Telecommunications (e.g., mobile phones, call center technology, phone cards, televised shopping).

Law enforcement (e.g., criminal investigation, national ID, driver’s license, correctional institutions/prisons, home confinement, smart gun).

Office (to detect the employees of the company and only there entrance lot of office now  a days adding different type of biometric devices )

Why biometric is important ?

Currently, there exist a gap between the number of feasible biometric projects and knowledgeable experts in the field of biometric technologies. The post September 11 th, 2002 attack (a.k.a. 9-11) on the World Trade Center has given rise to the knowledge gap. Post 9-11 many nations have  recognized the need for increased security and identification protocols of both domestic  and international fronts. This is however, changing as studies and curriculum associated to biometric technologies are starting to be offered at more colleges and universities.

A method of closing the biometric knowledge gap is for knowledge seekers of biometric technologies to participate in biometric discussion groups and biometric standards committees. The solutions only needs the user to possess a minimum of require user knowledge and effort. A biometric solution with minimum user knowledge and effort would be very welcomed to both the purchase and the end user. But, keep in mind that at the end of the day all that the end users care about is that their computer is functioning correctly and that the interface is friendly, for users of all ability levels. Alternative methods of authenticating a person’s identity are not only a good practice for making biometric systems accessible to people of variable ability level.

But it will also serve as a viable alternative method of dealing with authentication and enrollment errors. Auditing processes and procedures on a regular basis during and after installation is an excellent method of ensuring that the solution is functioning within normal parameters.

A well-orchestrated biometric authentication solution should not only prevent and detect an impostor in instantaneous, but it should also keep a secure log of the transaction activities for prosecution of impostors. This is especially important, because a great deal of ID theft and fraud involves employees and a secure log of the transaction activities will provide the means for prosecution or quick resolution of altercations.

Concerns Surrounding Biometric Technology

While biometric technology has many benefits, there are also concerns surrounding its use. One of the primary concerns is privacy. Biometric data is highly personal and sensitive, and there is a risk that it could be misused or accessed by unauthorized individuals. There is also a risk that biometric data could be used for surveillance purposes, which could infringe on individuals’ rights to privacy.

Another concern is the potential for biometric systems to be hacked or otherwise compromised. While biometric systems are generally considered to be more secure than traditional authentication methods such as passwords, they are not completely foolproof. There is a risk that biometric data could be stolen or manipulated, which could result in identity theft or other forms of fraud.

Applications of Biometric Technology

Biometric technology has a wide range of applications across various industries, including law enforcement, healthcare, finance, and transportation. Some of the most common applications of biometric technology include:

Border Control:

Biometric technology is widely used in border control systems to verify the identity of travelers. This helps to prevent fraud and ensure that only authorized individuals are allowed to enter a country.

Access Control:

Biometric technology is used in access control systems to restrict access to secure areas. This helps to prevent unauthorized access and ensure that only authorized personnel are allowed to enter restricted areas.


Biometric technology is used in healthcare to ensure that patient records are secure and that only authorized healthcare providers have access to sensitive patient information.


Biometric technology is used in the financial industry to authenticate users for online banking and other financial services. This helps to prevent fraud and ensure that only authorized individuals have access to sensitive financial information.


Biometric technology is used in transportation systems, such as airports and train stations, to verify the identity of passengers and ensure that only authorized individuals are allowed to board flights or trains.



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